6 Things You Need to Know About the Process of Getting Compensation in Newport Beach

You should consult a personal injury attorney if you’re in an accident or hurt because of somebody else’s negligence. Financial difficulties are a typical result of personal injuries, making it hard for victims to afford medical services. As per the CDC, 39.5 million Americans go to the hospital because of unintentional injuries.

Many people visit Newport Beach because of its sunset cruises, beaches, surf classes, and huge harbor. With so many people around, the possibility of an accident occurring due to the negligence of others is fairly large.

For instance, data gathered by the Newport Beach Police Department reveals that at least 444 accidents that resulted in injuries or fatalities for cyclists and pedestrians happened in the ten years from 2006 to 2016. Whenever you are in such a predicament, you should contact a Newport Beach personal injury lawyer for advice on how to proceed. Here are six essential things you need to know about getting compensation in Newport Beach.

Prove the Other Party’s Negligence Caused Your Injuries

When you are involved in an accident, you must get medical attention. You must provide documents showing that you visited the hospital and the extent of your injuries. Next, establish that you were not at fault; the accident happened due to the other party’s negligence.

You will have to prove the following:

• The accident and injuries directly resulted from the other party’s carelessness
• Their carelessness or negligence caused a breach of their duty of care

File Personal Injury Claims

There is a wide range of matters that can be prosecuted by personal injury lawyers, all of which include injuries sustained in accidents. It doesn’t matter how you were hurt; a personal injury lawyer will represent you if the other party was negligent. Some instances include:

• Vehicle accidents
• Product liability
• Boating accidents
• Medical malpractices
• Workplace injury
• Dog bites
• Premise liability

Calculate the Compensation Amount

Calculating the compensation amount can be lengthy. You have to show documentation of the invoices you used for treatment. Also, include an estimate of the amount you will likely incur in the case of lifelong injuries.

Assessing the financial compensation you will need for future medical expenses is critical, from doctor’s fees to CT scans to therapy tests. Your advocate will help you come up with an estimate.

Approach the Insurance Company with Your Claim

Your lawyer will assemble all the necessary documents and proof and then file a claim with all the relevant insurance firms. The insurance company will assign an adjuster to look into the matter, but it can take them a few days or weeks to get a response.

A demand letter will be served to the insurance firm, detailing the liability of the other party and the magnitude of your injuries. It will also state the settlement amount the insurer may pay.

There Has to Be a Compensation Arrangement

Your lawyer may need to negotiate with the insurance company to ensure you receive full payment for the damage you suffered. You may be impatient to acquire the damages you need from a settlement because of how long the process can take. But if you accept an insurance company’s settlement offer, you give up your right to sue for more money you need later.

Going to Court

This is the last option after both parties have disagreed. The victim and the insurance company gather the necessary evidence to favor them. A lawsuit may also be filed if the costs associated with your injuries exceed the coverage provided by your insurance policy.

Conclusion

Having a lawyer on your side can make all the difference in getting you the compensation you need after a personal injury. An experienced personal injury attorney will help you achieve fair compensation for the harm you’ve suffered due to another party’s carelessness.

Negligent people should be held responsible for their actions. Your lawyer can use the details you provided to investigate further and gather more proof in your favor to compensate you adequately.